Underwriter Job in Essex. Apply for the latest Essex jobs in Accounting/Financial/Insurance.
Underwriter Job in Essex
Job Description
Our client, a financial services provider within the mortgage and savings space, have an exciting opportunity for a mortgage specialist to join their Underwriting team. They are being very open in regard to background and would happily consider either an experienced underwriter, or an individual with prior mortgage processing, completions or business development background (full training would be provided).
Our client offers a flexible approach to the working week, however as this role would provide full training, for that period, significant office presence would be needed.
Duties of the Underwriter will consist of:
* Timely lending decisions which ensure the Mortgage Originations Team exceed agreed SLAs.
* Demonstrate prudent lending decisions which assist in the achievement of a NPL ratio in line with the risk appetite
* Take individual responsibility to remain well informed of regulatory, legal and market trends.
* Comply with all relevant regulatory obligations.
* Carry out any additional tasks and / or work on any additional projects as requested by the Underwriting Manager, Chief Risk Officer (CRO) or any other member of senior management or credit committee.
* To actively pursue efficiencies in process to ensure the continued improvement of productivity and quality and service offered to customers referring these to the Underwriting Manager
* Authorising within own approved mandate mortgage advances or preparing cases for referral to Credit Committee for approval.
* Production and sign off of mortgage offers for lending within mandate once full supporting documentation is in place.
The successful individual will possess:
* Previous mortgage experience in either underwriting, processing, completions or business development
Job Type: Permanent, Full Time
Location: Essex
Category: Accounting/Financial/Insurance
City: Saffron Walden
County: Essex
Country: United Kingdom
Salary: £26000 – £33000/annum
Benefits:
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