Mortgage Underwriter Job in RG12, Bracknell, Bracknell Forest

Mortgage Underwriter Job in RG12, Bracknell, Bracknell Forest. Apply for the latest RG12, Bracknell, Bracknell Forest jobs in Accounting/Financial/Insurance.

Mortgage Underwriter Job in RG12, Bracknell, Bracknell Forest

Job Description
Reports To: Underwriting Manager

Purpose of Role: To consistently provide an effective and efficient mortgage underwriting service from application to completion, underwriting mortgage applications within lending policy and approved lending mandate. Delivering exceptional professional levels of service to all parties involved in mortgage origination process by always putting the customer first. Quality, accuracy and high levels of performance are essential to achieve Company objectives for growth whilst maintaining the companies brand.

Key Accountabilities:

– Maintain the quality of the overall mortgage book by exercising an underwriting mandate in a way that demonstrates strong credit assessment skills
– Exceptional attention to detail, ensuring all applications are underwritten within internal policies, procedures and criteria as well as remaining compliant with all applicable regulatory guidelines
– Provide recommendations for applications outside of mandate ensuring all cases hold a robust documented rationale for the lending decision
– Developing and maintaining key relationships with internal and external business partners and customers
– Meet key performance indicators and service levels by working to agreed objectives and deliverables
– Proactive and positive communicator, who is naturally organised, enjoys achieving stretching targets
– Maintain up to date awareness of current market, financial and regulatory requirements
– Shows ambition and takes ownership for personal development and learning
– Telephone call handing, including Business to Business with Packagers, Brokers and Solicitors
– Assess decision in principle and full mortgage applications through all key stages and make strong recommendations for lending
– Carry out any tasks or activities required by Manager

Essential Skills/Qualifications

– Underwriting Mandate held within a commercial or mortgage environment, preferably covering specialist lending which will include complex lending structures
– Understands all key elements and stages of mortgage applications at every level of the process
– Strong understanding of regulatory landscape, DPA, Money Laundering, TCF, MCOB, Fraud aware
– Adaptable and flexible to enable department to deliver exceptional customer service
– Strong decision making and organisation skills.
– Ability to work to strict deadlines whilst maintaining a good level of productivity
– Enjoys working in a busy, lively environment and has the ability to adapt quickly and effectively to change
– Good Team player
– PC literate with knowledge of Microsoft office products and outlook
– Pro-active and alert to making suggestions for process and system improvements

Desirable Skills/Qualifications:

– CeMap preferable or happy to study towards qualification

Please note:
As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion.
In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview

Job Type: Permanent, Full Time
Location: RG12, Bracknell, Bracknell Forest
Category: Accounting/Financial/Insurance
City: Bracknell
County: Berkshire
Country: United Kingdom
Salary: £30000 – £40000/annum
Benefits: