Credit Manager Job in Leeds, West Yorkshire, United Kingdom. Apply for the latest Leeds, West Yorkshire, United Kingdom jobs in Accounting/Financial/Insurance.
Credit Manager Job in Leeds, West Yorkshire, United Kingdom
Job Description
Credit Manager
Bibby Financial Services have an exciting opportunity available for a reliable Credit Manager to join our team in Leeds (hybrid working). You will join us on a full time, permanent basis and in return, you will receive a competitive salary, plus benefits.
We’ve supported small and medium-sized enterprises (SMEs) since 1982 and today we support more than 9000 businesses worldwide. We are proud to help businesses, both big and small to grow and thrive in domestic and international markets.
Why us?
We’re in the business of relationships. Whether working together or supporting our clients, that’s what makes us stand out from the crowd.
We know our value lies in our brilliant people, It is fast-paced and varied, and we can handle it. We trust each other, take ownership, work flexibly, have fun and deliver for our clients every time.
We empower our colleagues to be themselves and grow in the way they want – we believe in them and celebrate their success.
As our Credit Manager, we will reward you and your hard work with:
Private healthcare for you and your family
Company pension scheme
Wide range of flexible benefits, such as gym membership, technology, or health assessments
Access to an online wellbeing centre
Range of discounts from many businesses
25 days holiday which increases with service and options to buy or sell more
Electric Vehicle/Plug-in Hybrid Vehicle (EV/PHEV) scheme
As our Credit Manager, you will…
Focus on controlling managing and mitigating risk within certain key areas of the Bibby Leasing Business and applying the Bibby Leasing Credit and Risk Policy.
The role will include the underwriting of new business proposals in line with personal mandates and recommendations to higher authorities which will include the evaluation of the customer’s financial status.
Additional focus is given to support, control and implementation of regulatory obligations including anti-money laundering sanctions and other financial crime matters.
This role will support the Compliance Manager in AML and all other existing and additionally created policies in line with FCA or other regulatory body guidelines and/or BFS standards.
Your responsibilities as our Credit Manager will include:
Ensuring that credit risk is controlled and underwriting is performed in line with Bibby Leasing’s Credit and Risk Policy
Verifying information given in new business applications from both customers and introducers and evaluating internal and external information to assess the degree of Risk
Evaluating financial statements to generate meaningful ratios, interpret collateral curve analysis and understand market, sector and portfolio considerations
Preparing Risk reports that include the degree of risk involved with clear, concise rationale and effective, clear communication of decisions both written and verbal for internal and external customers
Maintaining sound working knowledge of AML and KYC policies, controls and procedures, helping to ensure all staff are aware of their obligations
Maintaining sound knowledge of FCA policies (and other Regulatory bodies) via thorough research and building strong external relationships, helping to ensure that the business is aware of emerging legislation that may impact the business as well as future growth plans
Supporting the preparation of compliance reports for internal and external purposes (FCA, BFS Risk, Audit and BLL Senior Management)
Driving best practice and championing the development and improvement of existing operating processes
Helping to provide training and support in respect of compliance areas
What we are looking for in our ideal Credit Manager:
Proven experience in the Financial Services sector ideally with Asset Finance knowledge focussing on Risk & Compliance
Working knowledge of current FCA Policies
A strong problem solver with the ability to look at complex tasks, breakdown root issues and provide clear solutions
The ability to influence at a senior level
A full driving licence
Attention to detail
Financial statement analysis skills
The ability to build relationships at all levels
Coaching/mentoring skills
There’s no place quite like BFS and we’re proud of that. It’s all down to our colleagues – they make us the business with which every SME wants to partner.
If you would like to join us, please click ‘Apply’ today to be considered as our Credit Manager – we would love to hear from you!
We're absolutely committed to being a truly inclusive place to work, where everyone has an equal opportunity to reach their true potential. Let us know if you need adjustments to support you through any stage of the recruitment process.
We reserve the right to close applications early. No agencies, please
Job Type: Permanent, Full Time
Location: Leeds, West Yorkshire, United Kingdom
Category: Accounting/Financial/Insurance
City: Leeds
County: West Yorkshire
Country: United Kingdom
Salary:
Benefits:
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